Proposed pilot · MoneyBadger for firefighter unions

For union and member-benefit leaders

A member benefit that stays on your members' side.

Give members somewhere private to make sense of their pay and the benefits around it. MoneyBadger brings a digital money coach to the member-benefit conversation, without turning the union into an overseer of personal finances.

Val, MoneyBadger's digital coach

Meet Val

Your private digital coach

“What do the overtime and deduction lines on my check mean?”

Let's start with your pay and the sources that apply to you. We can take it one part at a time.

Illustrative coaching exchange

Firefighter unions

A useful benefit needs a clear invitation and a reason to return.

Your union knows how to reach its members and which questions keep coming back. MoneyBadger can complement that trusted communication with private coaching. The union does not set employer benefit rules or pension elections, and this is not an employer turnover-savings promise.

What do the overtime and deduction lines on my check mean?

Which member benefits does my union communicate, and who confirms the rules?

How can I return to my personal plan when my pay changes?

Benefits in context

Your existing benefits remain the foundation.

Separate union-provided benefits from employer coverage and pension administration. Use the union's approved communications and the relevant official plan sources, with corrections routed to the owner. A guide visit is not enrollment.

How we approach sources and estimates

The member experience

A personal plan. A useful next step. A reason to return.

From understanding pay to a useful next step, with personal money kept in the member's own experience.

  1. My pay

    Understand a paystub's pay and deduction lines.

  2. Relevant benefits

    Find the source and questions relevant to the member.

  3. Your Plan

    See personal money in the context of a plan.

  4. A useful next step

    Use private, educational digital coaching.

  5. Return

    Come back when pay or circumstances change.

Educational, not financial advice.

An assisted pilot, agreed together

Start with a defined group and clear responsibilities.

Your team's part

Your member-benefit lead proposes the invited group, confirms which benefits the union actually provides and reviews member communications. Employer and pension questions need the appropriate administrator's source, not a union assumption.

MoneyBadger's part

MoneyBadger would work with your lead on a focused member invitation, source review and a clear route for questions. Agree the supported member-benefit scope and each team's responsibilities before launch.

What we would learn

Talk about member usefulness, clear communications and approved benefit materials that need clarification, using source reviews and voluntary, non-sensitive product feedback. Do not derive themes from private coaching questions or conversations. A renewal conversation should reflect that member value, not savings attributed to an employer's turnover costs.

Proposed pilot: 100 covered pilot seats for a three-month term with agreed start and end dates, at $1,000 per month ($3,000 total). Participation is voluntary; covered seats are not a promise of 100 active participants. Any later program is separately contracted at $10 per covered employee or union member per month, regardless of adoption or usage. No automatic pilot renewal or conversion.

Private coaching

Support does not mean oversight.

This proposed benefit does not give the sponsor access to personal pay, bank connections or coaching conversations. The member's experience is private; pilot responsibilities and any permitted engagement discussion would be agreed separately.

Firefighter unions

Let's explore the fit for your people.