For employers and unions
A better brief for your next benefits decision.
Six research-led guides to the pay, benefits and privacy questions behind a useful workforce financial benefit. Read the evidence, its limits and the questions to ask before a pilot.
Research guides
Built around the paycheckA profession tells you which financial questions to ask, not the answers. Learn how to evaluate paycheck-first coaching around actual pay, benefit rules and career stage, then scope a private three-month pilot.7 minute readFrom available benefits to useful actionBenefit availability does not automatically become informed participation. Learn what research supports, distinguish confusion from affordability and plan a private pilot that tests the path from understanding to action.7 minute readFinancial strain and workforce turnover: what buyers can credibly testFinancial strain deserves attention, but a coaching pilot should establish useful support before making retention claims. Learn how to separate the evidence, protect privacy and design a credible three-month test.7 minute readTailor Val for your workforce while keeping member coaching privateGive Val relevant pay and benefit context without giving sponsors access to personal finances. Scope an assisted setup around approved sources, useful member actions and a reason to return at payday.7 minute readA buyer map for financial wellnessBuy the help your workforce needs, not a category label. Compare human-led advice, money tracking, employer financial care and profession-aware digital coaching by the job each service does, its limits and the evidence to ask for before a pilot.7 minute readThe privacy first financial wellness pilot checklistA financial wellness pilot should tell an employer whether a service is useful, not reveal which employee is struggling. Begin with voluntary participation, a written data boundary and clear launch conditions. MoneyBadger's proposed pilot of 100 covered seats for three months at $3,000 tests its employer proposition; it does not establish that enterprise controls or financial outcomes are already proven.7 minute read