For nurses
A coach in your corner.
Nights, weekends, charge, call. Read for your review, every payday.
Built for the floor
Four calculators, free to use, on your own numbers.
Every finished calculator is free to open; the answer unlocks with a free account, no card required. Rough estimates, not a benefit determination.
- Base pay · 72 hours$6,120
- Evening shift · 24 hours+$204
- Bonus · "(Pension Elig)"+$400
The label says pension. It is a bonus that was PAID, not a retirement deduction. A parser reading keywords books it as money leaving the check. We book it as money arriving.
- 403(b) · before tax-$612
- Dependent-care FSA · before tax-$250
Before tax withholding. There is no tax line on this card.
Hospital systems differ. If yours is one we have not read yet, the read says so plainly, and never guesses.
Differentials make every check different.
Which one do you budget on? We answer with the whole-year method: your YTD divided by months worked, so no single check sets your plan.
Retirement plans you were auto-enrolled in and never chose.
We name the plans we read on your check and what each is doing, in plain words.
The loan payment that eats the differential.
Student loans join the plan next to your differentials, scheduled payday by payday, so the payment stops eating the good weeks.
How it works
- Snap your stub.
- We read it and tell you what it says.
- Goals and retirement.
- If you'd like, link your accounts and see where your real spending pulls away from your plan.
- We ask you to keep your member name, SSN, and street address outside the crop. The uploaded image is stored transiently while it is read, then deleted when the read completes, in all cases within approximately one hour.
- We never move your money. And we never sell your data. If you link accounts later, it is read-only.
- Educational, not investment advice. We organize your check and your plan. We do not manage investments.
No account needed to start. About 90 seconds.