Every other budgeting tool asks you to figure out where the money should go. MoneyBadger already knows. We built it around the realities of first-responder and active-duty service member pay, so you can keep going.
Most money apps tell you where your money went. MoneyBadger helps you decide where it should go, line by line, before you spend it. Your real pay in, one plan out, every month.
Your plan already knows about union dues, pensions, differentials, BAH/BAS, PSLF eligibility, and the pre-tax vehicles your employer offers.
Overtime isn't extra, it's structural. We build a sinking fund so slow months don't hurt, and heavy OT months don't vanish into lifestyle creep.
See your projection at 20, 25, and 30 years of service. Model a DROP, a buy-back, or a 457(b)/401(k) split. All in plain English.
Example shown for illustration only, not a projection of your actual pension.
Allocation defaults are grounded in published research and reviewed against real first-responder pay stubs. Every recommendation is explainable.
Your real pay in, one plan out. Here is a sample of the finished artifact before you build your own.
Built on the 50/30/20 split MoneyBadger uses as a starting point.
This is an illustrative sample. A real plan is tuned to your profession, and every number traces to a cited source.
Your real pay. Ninety seconds. A specific answer for where your next paycheck should go, down to the dollar, down to your profession.