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A rough estimate

What is your overtime really worth?

Estimate a tour from the overtime rate and hours on the check you want to understand.

Val · your digital coach

Let's look at the proposed shift and what it could add. This is an estimate, not money you've earned yet.

An example

Locked until you create a free account. No card.

per hour
hours

optional, for context

Does this overtime count toward your pension benefit?

This answers whether the pay counts toward the benefit. It does not set the withholding rate.

An example

Ray · 8 years on the truck · one 12-hour shift at $95/hr gross, on about $95,000 a year

$1,140 → $873

estimated after federal and Medicare; the displayed amount is before any unconfirmed pension contribution

Example only, not calculated from your entries. After-tax estimate based on 12 hours at $95 gross per hour. This estimate assumes single filing status and does not include the standard deduction. Tax bracket used for this estimate: 22%. About $73/hr in the bank against the $95/hr on the offer. Pension contribution, state and local tax, and Social Security are not included because this example has no sourced rates for them. Ray's numbers, not yours.

Make your money work for the life you want.

A free account opens your number, and it opens the rest: paying down what you owe, building savings that hold, and understanding your own money well enough that it works for you. Your monthly overtime, the full breakdown, the 12-month view, and where each dollar should go.

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This is a rough, educational estimate from a rate and a bracket. Your paycheck knows the truth: your real differentials, your real withholding, your pension lines. Snap it and we read every line we can verify, and hold the ones we cannot.

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No account needed to start. About 90 seconds. Educational, not financial advice.

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