An example firefighter. SF Fire, 10 years on: inputs designed only for this illustration, with projections computed by the same engine members use. Drag anything.
Want to inspect a pension calculation built from published rules? These calculators show a worked example before account creation and let a signed-in member use their own inputs:
San Francisco Fire retirement calculator; FDNY Tier 3 Enhanced retirement calculator.
Your retirement, as monthly income.
The pension side waits for a real plan's published formula, so this example claims no pension number. The years and the invested-savings curve are yours to explore.
The curve is your invested savings only, shown in future (nominal) dollars; the figures to the right are in today's dollars. Cash never compounds and your pension is income, not a pot, so neither is drawn as a curve.
MoneyBadger never prices a pension without the plan's own published formula and a confirmed cohort that selects its rules. A public illustration is not that confirmation. In an account, a member can record the department, hire date, or retirement system that applies; this side fills in only when MoneyBadger supports the resulting published rules, and otherwise stays held. The invested savings below are their own computed number.
His invested savings reach about $377K by then (in today's dollars). Drawn at 3.5% a year, that is $1,100/mo, its own number, computed from designed inputs.
The savings above build in his 457(b), the tax-advantaged account he controls.
About $4,750 of this year's pay is overtime.
Educational and directional only, not financial advice. Work with a financial advisor for the specifics of your situation. These are early (MVP) estimates. Illustrative projection only. Savings assume a 7% average annual return; returns are not guaranteed and your outcome will vary with funds, fees, and markets. Savings income uses a 3.5% annual withdrawal assumption, which is under methodology review.