For firefighters
A coach in your corner.
Overtime, shift trades, the pension clock. Read for your review, every payday.
Built for the firehouse
Three calculators, free to use, on your own numbers.
Every finished calculator is free to open; the answer unlocks with a free account, no card required. Rough estimates, not a benefit determination.
- Base pay · 106 hours$4,876
- Overtime · 2 tours+$824
- STO · shift trade+$412
A paid shift trade, not overtime. Different pay code, different tax picture. Most apps lump it in; we read the difference.
- Pension contribution-$389
- Roth 457 · after tax-$150
Before tax withholding. There is no tax line on this card.
Stub-backed pay-code dictionaries: FDNY, Oakland Fire, San Francisco Fire.
The OT check that felt smaller than the tour was worth.
We show the real after-tax value of an extra tour in dollars, from your own rate.
"When can I go?"
Your pension as a percent of pay, by exit year. The full curve is coming; the honest read is here today.
The 457 you keep meaning to raise.
One concrete move, math shown: a $50 bump that costs about $37 a check before tax.
How it works
- Snap your stub.
- We read it and tell you what it says.
- Goals and retirement.
- If you'd like, link your accounts and see where your real spending pulls away from your plan.
- We ask you to keep your member name, SSN, and street address outside the crop. The uploaded image is stored transiently while it is read, then deleted when the read completes, in all cases within approximately one hour.
- We never move your money. And we never sell your data. If you link accounts later, it is read-only.
- Educational, not investment advice. We organize your check and your plan. We do not manage investments.
No account needed to start. About 90 seconds.