EXAMPLE · NOT YOURS YET

An example service member. E-6, 14 years in: inputs designed only for this illustration, with projections computed by the same engine members use. These are illustrative inputs, not paystub or LES data. Drag anything.

Retirement · the only curve

Your retirement, as monthly income.

The pension side waits for a real plan's published formula, so this example claims no pension number. The years and the invested-savings curve are yours to explore.

How long you have been on the job so far.
years credited so far0 to 60 years; decimals such as 15.5 are accepted.
Not your years on the job. If you plan 21 more years, enter 21.
years from today
1 yryears from today40 yrs
$43K$319K$638K$956K$1.3Mnow+10y+20y+30y+40y
Assuming 6 years from today for now. Type or drag to set your own.

The curve is your invested savings only, shown in future (nominal) dollars; the figures to the right are in today's dollars. Cash never compounds and your pension is income, not a pot, so neither is drawn as a curve.

Your future self · invested savings
$39K
in today's dollars · 6 years of investing
If he goes at 20
$-/mo
the pension waits for a real plan's published formula, so no total is invented here
His pension · waiting on a real formula

MoneyBadger never prices a pension without the plan's own published formula and a confirmed cohort that selects its rules. A public illustration is not that confirmation. In an account, a member can record the department, hire date, or retirement system that applies; this side fills in only when MoneyBadger supports the resulting published rules, and otherwise stays held. The invested savings below are their own computed number.

$483 / month invested

His invested savings reach about $39K by then (in today's dollars). Drawn at 3.5% a year, that is $115/mo, its own number, computed from designed inputs.

The savings above build in his TSP, the tax-advantaged account he controls.

Educational and directional only, not financial advice. Work with a financial advisor for the specifics of your situation. These are early (MVP) estimates. Illustrative projection only. Savings assume a 7% average annual return; returns are not guaranteed and your outcome will vary with funds, fees, and markets. Savings income uses a 3.5% annual withdrawal assumption, which is under methodology review.

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